Vacation is over and I’m Back

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I know it’s been a while since I posted a blog post, I have been swamped. Between working my full-time job, just finishing a problematic semester in school and running around with my daughter I hadn’t been doing much couponing. Let alone looking at any sales papers or even picking up coupons. I’m delighted to report that my job is going well. I finished my semester out on top with A’s. My daughter has officially gone on vacation for the summer with her Grandparents. So it’s just me for now. I was also able to get away and relax and rejuvenate for seven days in Jamaica. When I tell you that vacation was everything that the doctored ordered it was much needed and well deserved.IMG_0712.PNG

But I’m happy to say that I’m back and in full effect ready to help you save money. Trust me I can tell the difference between just spending money and saving with coupons. I have been shopping on numerous occasions and haven’t used a coupon but trust me it won’t happen again. I have made a comparison, and it wasn’t pretty at all. I don’t beat myself up for it; I just have taken it as a lesson learned and will move forward and strive to do better with my spending habits.

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As for my blog, I will start back posting the weekly deal matchup at CVS and Walgreens. I will also soon begin to start to add in other stores that you can efficiently coupon at. Just remember as I will add in different stores you will need to become familiar with the coupon policies at the different stores. Not all stores have the same couponing policy. Always know the couponing policy before going into a store because you don’t want to waste your time and you also want to save yourself some frustrations in the end.

Also, I will be updating the Online Deals daily or should I say as I find deals. I have seen several good buys this week, and I will post them today. If there is a deal that just stands out to me, then I will post it as the Deal of the Day.N If you purchased the last deal of the day the Air Fryer, it was a steal in my eyes. The Air Fryer has definitely come in handy at my house since I opened the box I haven’t cut the stove on since then. So if you haven’t invested in one yet I highly suggest you get an Air Fryer.

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Deal of the Day

Here is a Deal that you can’t refuse.

BLACK+DECKER Purify 2-Liter Air Fryer, Black/Stainless Steel, HF110SBD

Is it really worth the hype? Yes, it is worth all the hype and more.

1. It’s a healthier alternative to traditional fried foods. If you are looking to give up fried foods then the air fryer is the best choice for you. The air fryer will give you that fried taste minus all the grease.

2. The air fryer is easy to clean up after being used. You can remove the parts of the air fryer and even place them in the dishwasher if you prefer to wash them that way.

3. Multiple usages: fry, grill, roast or bake
Air Fry frozen foods such as French fries, onion rings or chicken nuggets
Air Grill vegetables or seafood
Air Roast any meats or vegetables
Air Bake muffins, cupcakes, brownies or bread

You have heard about all the hype, now what’s the downside? I’m glad you asked I’ll be happy to fill you in.

1. It takes longer to cook with an air fryer you can normally cook French fries in 10 minutes in a deep fryer. But not with the air fryer it would take 20 minutes for them to cook.

2. If you have a large family then you will have to cook the food in different batches cause it is so small you would not be able to cook for a large family all at once.

The air fryer is definitely worth the hype to buy. It is a kitchen appliance that I highly suggest everyone invest in. I love fried foods but I also had to give them up so when I purchased the air fryer I have been able to indulge in a healthier version of fried foods. Of course, it has been trial and error with the air fryer but over time I have become very satisfied with the end results of using the air fryer.

BLACK+DECKER Purify 2-Liter Air Fryer, Black/Stainless Steel, HF110SBD

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Happy Couponing!!!

Crafting Can Be Frugal

Are you into crafting? Do you like DIY projects?

If you answered yes to both questions you are in the right place. If crafting is in your blood and your funds are limited, your limited funds can go a long way at a craft store, Dollar Tree or <a href="http://crafts“>Amazon.

Crafting is still frugal if you know how to shop. Crafting can be a luxury of a person’s time and money. Walking into a craft store with the intends of buying one item and then leaving out with several different items adds up it can be quite expensive. Looking at DIY projects and getting ideas to make handmade items will add up in cost. If you are looking for cheap or free items don’t stop here keep reading.

Do you sew? Would like to get your fabric for cheap or even free?

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When you go to a craft stop you first start looking for the fabric and you are amazed by all the beautiful colors, textures and the patterns in front of you. You suddenly begin to look through all the rows and look at the walls to see which fabric to get. That’s an option but to spend less you would need to look again.

Step back and look again to save money you can get fabric from other sources. Other sources I know your thinking what other sources. Always check other sources first and then the clearance section. Other sources that you can use would be sheets, duvet covers, table clothes, curtains, and placemats. After the holidays and the season change always check to see what decors they have on clearance that you could possibly sew with even turn a Christmas tree skirt into a costume skirt for a princess. These items are always on clearance and most importantly they are already hemmed or have buttons on them that will allow you to work with them.

So, you don’t sew?

Your exactly right I don’t sew but I would like to make t-shirts with designs. I have made shirts with iron-on transfers and I have even tried to paint a shirt with a paper stencil. I want to purchase a Cricut or a Silhouette, but the cost is a bit pricey at this time, so I have been using an Exacto knife to cut out the designs for my t-shirts. I searched the internet and craft stores for a good price and have yet to find a good price.

Well, you would need to make sure that when you are looking at crafts stores you are checking for coupons and you are reading the fine print. Recently at Hobby Lobby, they had a 40% off coupon that came out and it had very little restrictions listed on the bottom of the coupon. With that coupon, you would be able to purchase a Silhouette for under $200 depending on what the price is in your store. If your local store may have it priced at $199.99 and then you would use the 40% off coupon which will then make it $119.99. Now that’s a deal.

With an in-store purchase, the Cricut nor the Silhouette comes with accessories or supplies unlike if you order them off <a href="http://crafts“>Amazon. The machine may be cheaper in store, but you would also need to factor in how much you will spend out of pocket on the supplies to get started to see if you will be spending more than the total machine cost to determine the better deal.

When purchasing your vinyl at a craft store always wait until they have a sale such as B1G1 50% or 25% off. You will come out cheaper purchasing vinyl off<a href="http://crafts“> Amazon. Also keep a eye out to when the supplies for the machine are on sale for 25%.

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Apps to Download to Get Deals:

Everyone should download the RetailMeNot app if you haven’t already. You can also download the app for each craft store. Use apps to save money while shopping in a store. Using the apps is the easiest way to save money at any time no having to remember to clip coupons and bring them in the store. You will only have to bring your phone to the store and present it to the cashier. I literally use this app on a daily basis to save money.

Can’t find what you are looking for always go to <a href="http://crafts“>Amazon

Amazon always has great deals, you can add items to your cart and then come back to them and place an order. If you have Prime you can get Free Two-Day Shipping on the items that show Prime eligible in your cart. For those of you that don’t have Prime, you can sign up here. If you don’t have Prime you will have to spend a minimum of $35 in order to receive free shipping. When placing your order for craft supplies you should make sure you stock up on them when they are on sale. I always purchase my ink cartridges, circuit blades, vinyl and transfer paper. I also buy items in bulk that I know I use on a regular basis and could never have enough of such as mason jars, hats, t-shirts, and cups. Try Amazon Prime 30-Day Free Trial 

Dollar Tree

Oh, yes Dollar Tree takes coupons. Dollar Tree offers so many great things that can help you keep your craft corner stocked up. You have a last-minute project to complete and you don’t have even supplies go to Dollar Tree. Dollar Tree has everything from beads, marbles, stones, paint the brushes, construction paper and yarn and so much more. You are also able to place orders online and in bulk.

While shopping online if you don’t have Ebates make sure you sign up here for it. Ebates gives you cash back when you make qualifying purchases online.

Remember in crafting not have a tutorial can be the BEST way to be creative with crafting. You repurpose and create a vision like no other.

 

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Coupon Overage

What is a filler item?

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A filler item is an item that is added to a transaction to make the deal workout at the register. Find the cheapest item that you can possibly find as a filler. A filler is used to make sure that the coupon value doesn’t exceed the full value of the items purchased.

When do you use a filler?

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Most stores don’t give back overage, so you will have to use a filler in its place. Today I made a purchase of Tide Laundry detergent. I purchased 6 of them for $2.48 each, total $14.88. I had a manufacturer coupon for $3 off 1 Tide Laundry Detergent. I used 6 $3 off 1 Tide Laundry Detergent coupons, total $18. So, in this case the coupon total is more that the actual cost of the items being purchased it leaves me with $3.12 worth of overage. Now this when the filler comes into place. I can either get 1 item for close to the $3.12 price or I can purchase several small items to make it up to that price. Then there is also the option that the store can wash away the negative balance and you just pay the taxes on the purchase.

Coupon Overage

Coupon overage can happen from time to time on your purchase. Which means that you have redeemed coupons that are more than the cost of the items that you have purchased. Couponing overage comes from very carefully matching up coupons it is something that don’t happen often, but it does happen from time to time.

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You will have a better chance at having coupon overage if you shop at a store that will allow you use a manufacturer’s coupon along with a store coupon for one that will reduce the cost of the and could possibly lead to overage on the purchase. Another way to achieve coupon overage is when you use a coupon that is of high value on a product that is on clearance or at his final markdown price.

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Often times there are coupons that are higher value that the price of an item which can cause overage for you.

Also combing coupons on sale products and redeeming a Catalina for additional money off the total purchase can create overage.

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Let’s Learn To Coupon At CVS

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1. Sign up for a CVS Extra Care Card

The CVS Extra care card is necessary to receive sale prices and to participate in the CVS extra care buck program. You can go directly to the website to request a card and they will send it out the mail to you. You can also pick up a form and a card at any CVS store and start saving immediately.

Once you receive your card make sure you register the card online with your email address. Make sure you check your email because they send out coupons to your email.

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2. Extra Care Bucks/Extra Bucks

Extra bucks are coupons received at the end of the receipt and are like extra “bucks” when shopping at CVS. The same card has to be used in order to redeem the extra bucks.

Extra bucks can be used on the just about anything in the store except for the following stamps, alcohol, prescriptions, tax, and tobacco. You can still use the extra bucks on deals that you will receive extra bucks for but make sure you are checking the limits on the deals to receive the extra bucks.

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Extra bucks are earned in three different ways and usually expire within 30 days.

  • Quarterly extra bucks are issued four times a year and are calculated on the shopper’s spending at CVS.
  • Prescription refills once you have filled ten prescription’s and or gotten vaccination at CVS. You will earn $5 Extra Bucks.
  • Also while signing up for a CVS card make sure you also sign up for the Beauty club. Spend $30 on Beauty products and you will receive a $3 Extra Bucks reward. 
  • Weekly deals with extra bucks are issued immediately on the both of your receipts when a shopper buys an advertised “extra buck” item. There are limits, usually one or two, for weekly extra buck deals

3. Manufacturer coupons and CVS coupons can be combined.

CVS accepts all manufacturer coupons which includes the internet printable. CVS also has there own coupons that can be used as well.

CVS has there own coupons that are either emailed to you, sent out in the mail to you, then check the both of your receipts for coupons and they are also issued at the Kiosk in store.

CVS allows there store coupon and one manufacturer coupon per product. Extra bucks are not considered to be a coupon and they don’t count them as one they can be used with the store and manufacturer’s coupons.

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4. Do small transaction in order to spend less out of pocket

If you know couponing you will pay for your items out of pockets at first. Then with items that are purchased, you will receive extra bucks at the both of your receipts. After receiving the extra bucks you can then roll them over into another transaction. Rolling your extra bucks over to another transaction will make you spend less out of pocket. You can also save your extra bucks for the next weeks deals which will lower yours out of pocket expenses.

The more you shop at CVS you will start to earn more extra bucks they will begin to build up slowly over time. Always check the expiration date to make sure you don’t miss out on using them.IMG_10805. Rain Checks

CVS offers rainchecks if the item is out of stock. CVS issues rainchecks on the sale items and the extra buck amounts too. The rain checks never expire. People often save the rainchecks for when they have a coupon that will make the deal even better with little out of pocket money spent.

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More I Love Walgreens

How to earn balance rewards points?
To begin to make sure you have your balance rewards card scanned at the register, or let the cashier look up your account with your telephone number. If ordering offline log into your balance rewards account and select items and place order. When placing an order online you can still earn balance rewards points on your purchase.

  • Prescriptions:
    If you refill prescriptions at Walgreens, you can earn points. If you refill a prescription for 30 days, you will earn 100 points. If you refill a prescription for a 90-day supply, you will earn 300 points. Walgreens also offers 100 points per immunization. This offer is only valid for prescriptions that are picked up in-store are eligible to earn points.
  • Healthy Choices:
    Healthy Choices are also offered to gain points. Healthy Choices are when you log your exercise daily, weigh-ins, blood pressure, glucose readings, nicotine replacement therapy use and tracking sleep. Your healthy activity can also be sent automatically if you sync select health and fitness devices and apps. visit Walgreens.com.
  • Beauty Enthusiast:
    Sign up for Beauty Enthusiast Program to earn points 5000 points for every $50 that you spend on beauty. What has considered Beauty is cosmetics, skin care, hair care, oral care, fragrances and grooming products will count toward beauty. You don’t have to spend $50 in on trip is tracked based off all your trips until you reach $50 and then it starts with the tracking.

Bonus Points
Points are earned on all items purchased when using your rewards card. There are bonus points awarded on some purchases, that you will find noted in the ads weekly.

Here are some common general FAQs about the points system at Walgreens: Points are earned on all items purchased in a transaction. Points are rewarded on a total purchase after coupons all rewards programs work this way. If you make a purchase of $25 in products and have $8 in coupons, you will get points only on $17.

  • Points are earned on all items that are purchased in a transaction.
  • Points are rewarded on total purchases after store coupons have been applied. This is how all rewards programs work. If you purchase $20 in products and have $5 in Walgreen’s coupons, you will get points only on $15 that is spent out of pocket.
  • Points are rewarded on a total purchase before manufacturer’s coupons. If you purchase $20 in products and have $1 in manufacturer’s coupons, your total would be $19, but you will still earn points on your $20 purchase.
  • To earn points, the purchase must be made in a single transaction. The totals do not add up from several different receipts. You will find your points listed on both receipt.
  • Points are not rounded up, they are in fact rounded down. If you spend $3.99, you will get only 30 points added to your account. So, if you are looking for points, you might find small items to take you over your next dollar threshold so that you get the points you may be looking for.
  • Some items offer bonus points. When you make some purchases, you will earn bonus points. If your item is $15 and you get 10x points, you will end up with 150 points on your account instead. Adversely, if the item is $0.99 and you get 10x points, the total points will have credited to your account will be 9 (as your total is $9.99 and points round down).
  • Points are redeemed for discounts. Points can be redeemed once you reach 5,000 points. You will have the option to use them with your purchase are allow them to accrue for a bigger discount. You can save points up to $50.

 

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I Love Walgreens

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Lets Start Saving Money A Walgreens

Shopping at Walgreens you will want to be familiar with their Register Reward program as well as the Balance Rewards program that they offer and also know the coupon policy.

Balance Rewards Program
At Walgreens, you would need to make sure you are signed up for there card. You can sign up in-store or online for the card. When you are in store after signing up you can either use the card for them to scan it or type in your phone number. With the card or the phone number, you will be able to get the items for the sales price.

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Earning Points                                                                                                                              Each week Walgreens offer points for a select item in the weekly ads. The products will vary from week to week. They also offer some points on items that run monthly you will find them listed in the stores on the signs.

Redeeming Points
When making a purchase you can redeem points if you would like or you can save your point. If you decide to save your points then you will accumulate more points so that when you redeem them it will be more points. 1,000 points are equal to $1.00  until you reach 18,000 points. Once you reach 18,000 points the value will increase so it would be equal to $20. If you are redeeming 5,000 points then that’s redeeming $5.00. You can not redeem points and receive points in the same transaction.

For example, if you spend $30 and you will receive 10,000 points back it is not a good an idea to use points to pay if you want to receive the 10,000 points. But you can also redeem points on a transaction where you will earn Register Reward Points it will not impact your Register Rewards and vice versa.

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Manufacturer’s coupons will not impact you earning points. So for example, if an offer is to spend $15 and earn 3,000 points on any Old Spice purchase you will need to hit the $15 before manufacturer’s coupons. Walgreens coupons, however, do impact your amount. So you would need to reach $15 BEFORE manufacturer’s coupons but AFTER Walgreens coupons. This also applies to all the special bonus offers like earn $5 in points when you spend $25 in store. 

Cashback apps like Checkout 51, SavingStar, and Ibotta can also be used in conjunction with manufacturer’s coupons, Walgreens coupons, and Walgreens Balance Rewards deals.

Register Reward
The register reward deals will vary from week to week while others can last only for a few days and then there are other deals that last for an entire month. 

  • How long are Register Rewards valid?
    Register Rewards vary they can be for a week or up to two weeks. That is why I plan my shopping trips and roll the register rewards over into another transaction. I normally take my Register Rewards from one transaction and use them in another transaction that gives me back Register Rewards.
  • Can I use a Register Reward I received from one item to buy another of the same item?
    You can but another Register Reward will not print. Remember you can use a Register Reward and Walgreens Coupon on the same item in one transaction.
  • What are fillers?
    Fillers are inexpensive items that you buy so you can use more Register Rewards to meet the limit on the register rewards or to satisfy the spend $25 to get the bonus points.  So if I have several items that I am buying and you want to use manufacturer coupons for the items you will need to pick up a few filler items to make sure you reach the limit.

Walgreens Coupon Book

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Walgreens has its own coupon books called the Monthly Savings Book and sometimes they also have pharmacy coupon books. They work very similar to the in-ad coupons. There are restrictions on the number of items that can be purchased with the coupon, but if you split the purchases up into different transactions, go on a different day, or go to a different Walgreens store you can use them multiple times.

Be sure to check out the link for the Walgreens Deals . I will update it each week with the top deals to do. Where you will spend no more than $10 out of pocket. 
Those are the ways to coupon and save at Walgreens.  If you have questions or comments please leave them below.

 

 

 

 

How to coupon at Harris Teeter?

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Harris Teeter is a good grocery store to shop at when they are offering deals. In my option is not your everyday shopping. If I have to pick up something quick I go to Wal Mart or somewhere else. I only make purchases at Harris Teeter if there is a sale and I have a coupon for each item. Harris Teeter runs Super Doubles which is a popular sale that takes place every four to six weeks. 

What is Super Doubles? I’m happy you asked Super Doubles is a sale that is offered every four to six weeks at Harris Teeter. Each coupon that you use up to $2.00 will double or will total the price of the item. For example, $2.00 coupon will double to $4.00 off, $1.50 coupon will double to $3 off and $1.00 coupon will double to $2 off, and ETC.

How many coupons will double? A great question only 20 coupons will double per day. Only three like coupons will double per transaction. You could not go to another Harris Teeter and use 20 more coupons because it is linked to your VIC card. At the both of your receipt it will show the number of double coupons used. 

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When does the sale start? The sale for Super Doubles will start at 7 am so if the store is open 24 hours you can go to the store early and get your items but remember you can’t check out until 7 am. A 24-hour store normally restarts the coupon limits between 2 am and 4 am. 

Can I use e-coupons and manufacturer coupons in the same transaction?  Yes, you can use both e-coupons and manufacturer coupons. Using both coupons is the way that you will benefit and get the better deal. 

If a coupon says DO NOT DOUBLE what happens? Most stores do not double the coupon if it says DO NOT DOUBLE. You may get a cashier that is not reading the coupon and will double the coupon even if it says don’t double. But don’t always count on that cause it don’t always work that way. 

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What if the item is not in stock? Get a Raincheck. Rainchecks are highly recommended because the Super Doubles is a very popular sale and if the store doesn’t have it in stock at the time you will ask for a raincheck and go back and get the item at a later date when it is in stock. You can also use a raincheck during Super Doubles. 

How do I get the BEST deals? In order to get the best deals, you need to make sure you are prepared. Make sure you plan ahead of time so that you can get the best possible deals. Make sure have loaded e-coupons and you are using the cash back apps as well. Make sure you become familiar with coupon policy for  Harris Teeter. 

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Do you have any questions about Super Doubles? Leave any questions or comments below.

 

 

 

 

 

Your First Shopping Trip. Ready to GO SHOPPING?

I hope you answered YES. The wait is finally over.  I will break down the five steps to get you started on your first shopping trip

1. Determine what grocery stores are in your area to shop at.

Here we have several different grocery stores to choose from Lowes Foods, Harris Teeter, Food Lion, Kroger, Just Save, Charlie C’s and etc. Remember if the store everyday prices are extremely lower then their sales are normal the greatest. They rely on their daily sales to entice their customers. But on the other hand, if the store has higher prices they use their sales to entice their shoppers but you will also end up buying items that aren’t on sale during this time cause the prices of other items are much lower. 

You can use the store website, the sales paper or even a app to help you make your list.  
Here are my recommendations on coupon matchup sites:

Dellys Deals

Kroger Krazy 

Moola Saving Mom

Coupon Mom

I Heart Publix

Southern Savers

If you are looking for a specific store you would just google the store name with coupon matchups and something will definitely pop up.  After you find the store matchups you can bookmark it and go back and reference the site. If you are needing help with Coupon Lingo refer back to the blog post Coupon Lingo.

2. Look for the current deals for this week on the coupon matchup site that you have to choose.

Now that you have decided on a site and what store you want to shop at look at the website and click on this week’s ad and browse to see what you would like to buy. 

  • Make sure you are reading everything and taking notes:
  • Check the total price after the coupons.
  • Look to see if its a great deal compared to another store that it may be on sale at?
  • What items do my family and I need or want?
  • Do it require a coupon from the newspaper inserts?
  • Do it require a printable coupon?
  • Are there links to the printable coupon in the deals?

Continue to do this if you are going to more than one store in your area. You can always consider which store to go to based off of which store that has more items that you want to purchase. Using the coupon matchup site will save you a lot of time so make sure you are utilizing this tool.

3. Make your list.
Now, your going to make a list for the one store of your choice. Pick the top 3 items on your list for the store that you choose.  Remember you are just getting started so you don’t want to overwhelm yourself. We are going to take small steps with learning how to use coupons.

Eventually, it will get easy to compile a list of 20 items with 30 coupons. We are going to start small then move big. Depending on what coupon match up a site you use you can check the boxes and print the list out or you can write it out. When writing out your list make sure you include the exact name of the product along with the size of the product, the sale price and what coupon you are using. 

When choosing the items you want to purchase make sure they fit the following criteria. 

  • After coupons, it is over 60% savings from the regular price.
  • If it is a printable coupon that is required it is still available at this time. 
  • That the item is something that you use in your household.

This is only the beginning and unless you have been collecting newspaper inserts for a long period of time you won’t have a huge supply of coupons. Which is okay but in the weeks to come you will come across more coupons you should have at least one computer to print coupons for. Refer to Where do I find the coupons at? and that will help you to find coupons. 

4. Gather your coupons.
Make sure you use the links that on the site to print coupons if there are printable coupons available. You can print the same coupon twice from the same coupon. Once you have printed the coupons you would then need to cut them for your shopping trip.

Always remember that if the item is Buy One Get Free you can use a coupon for each item and that will lower your out of pocket expense. On your list, you would need to put beside each item how many coupons you will need for the items that you are going to be purchasing.

5. Ready to GO Shopping?
Are you excited? This is your first shopping trip to the store. ONLY purchase what is on your list. I repeat ONLY purchase what’s on your list. If you need additional items make a separate trip to the store to purchase those items. 

Now that you have found the items you had on your list before proceeding to the checkout check your coupons for the size and quantities to make sure they are correct.

When you are in the checkout line make sure you tell the cashier that you have coupons and they will then let you know if you would need to hand them over upfront or after they have rung up the items. 

Always pay attention that all your coupons have been scanned and now were skipped or forgotten. Once you see your receipt the nervousness and worrying will be over!

And that’s it you might not feel like it is much that you have done on your first trip because it wasn’t a lot of items but you have to start small in order to get the hang of couponing. Now if you feel confident after this trip to try it again repeat the steps and go to another store of the same store with different items on your list but make sure you only do a few items at a time. 

Thanks for following Couponing1on1.
Comment below on how your first shopping trip was and show your receipt with your items so we can see your work. 

 

Coupon Database

What is a coupon database? A coupon database is a database that you can search to see what coupons are available. The coupon database is updated daily to keep you up-to-date on the latest online coupons as well as coupons that have come out in the newspaper. If you want to find a coupon for a specific brand, such as Hershey’s or L’Oréal, type the brand name in the search brand all of the current printable coupons and newspaper coupons will be listed in the coupon database.

The database is also a great way to find online coupons for general products that you may need to purchase such as paper towels and toilet paper. Search for these items the same way you would for the brand name products to find all of the current coupons and printable coupons. When the printable coupons show up in the database, click on the link for the one you want, and you will be brought to a site to print the coupon. With the searchable, coupon database you will never overpay for any product because you will always be up-to-date with the latest coupons!

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If you are looking for a specific coupon the place to go is to CouponTom.com. CouponTom is the database that I use and it has never failed me. CouponTom is very informative sometimes I find myself finding coupons that I did not even know existed until I go on the site. Along with searching what coupons about expiring soon.  You can also browse the different store advertisements for the week.  There is even a section that you can go on and look at the inserts schedule to see what inserts will be coming out the current week and upcoming weeks.
If you have any questions, feel free to ask. Remember to share and like.

Coupon Lingo

Let’s talk coupon lingo. What is coupon lingo? Coupon lingo is coupon abbreviations, acronyms and terms couponers use to describe shopping scenarios on blogs and in the forums or even provide you with a deal speaking with coupon lingo. Why do I need to know the coupon lingo? As you continue to follow my blog you will see coupon lingo that you will need to know and become familiar with in order to understand the information. I will be posting deals weekly at different stores to keep you engaged and to help you to continue to learn how to coupon.

I’m about to help you talk the coupon talk below you will find the abbreviations that you will run across on my blog and that you will also hear people use when they are out couponing in the store.

Let’s Get Started:
1.  $1.oo/1,  $.75/1, etc.- One dollar off one product, Seventy-Five cent off of one product, etc.
2.  $1.00/2, $.75/2, etc.- One dollar off two products, Seventy-Five cent off two products, etc. Which means you have to buy two of the products in order to use the coupon to redeem the savings. There would be no way that you can use it on one product and get the savings for half.
3.  BOGO- Buy One, Get One. I’m sure everyone is familiar with Buy one, Get One. BOGO is buy one item get one for free or either buy one item get one item half off. Buy one get one half off is where the two products ring up for half price. IMG_0838
3.  B1G1, B2G2- Then there is the written out method of showing B1G1 with the number. The B still stands for Buy and the G still stands for getting. The number is telling you how many products you have to buy in order for the purchase to qualify for the B1G1=Buy One, Get One or the B2G2=Buy Two, Get Two.
4. Coupon inserts are the inserts that are found in your Sunday Newspaper
5.  RP-Red PlumIMG_07296.  SS-SmartSourceIMG_07297. PG-Proctor and Gambleimg_05821.png
8.  DC- Double Coupons which is to be the store doubles the coupon value. You can use one coupon per item and once it rings up it will automatically double the coupon for you.  Only stores that double coupons are Lowes Foods and Harris Teeter.
9.  EA-Each
10.  EB- Extra Bucks is a rewards program that CVS offers. They are printed out based off of what you have purchased from the weekly deals that are advertised. You have to make a qualifying purchase in order to receive the Extra Bucks.

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11.  ETS- Excludes Trial Sizes
12.  EXP- Expires or Expiration Date
13.  GC- Gift Card
14.  GDA- Good Deal Alert
15.  ISO- In Search Of
16.  MIR- Mail in Rebate which means you must submit the rebate by mail. Usually, you are required to show proof of receipt and proof of purchase such as the UPC barcodes and send it in to get the rebate.
17.  MFR- Manufacturer
18.  OCPP- One Coupon Per Purchase is that you can only use the coupon for the qualifying purchase.
19.  OCPT- One Coupon Per Transaction is that you can only use one coupon per transaction. You have the option to do a separate transaction if there is a limit.
20.  OOP- Out Of Pocket
21.  Q- Coupon
22.  RC- Raincheck is a written slip that you can request if you go to the store and they have sold out of an item that you are wanting. Make sure you look at the raincheck to see what they have put on them sometimes that is filled out in full and other times they are not filled out in full. You may get on that has a quantity limit and no expiration date or no quantity limit and an expiration date.
23.  RR- Register Rewards is offered at Walgreens as a part of there rewards program.img_0688.jpg
24.  SC- Stacking coupons is when you two different promotions together. You are allowed to use the store coupon with the manufacturer coupon.
25.  SP- Stockpile is when you have purchased several items and you are building a stockpile of the items. You buy multiple items when they are on sale to stock your stockpile. img_0714.jpg     img_0713.jpg 26.  TP- Tear Pad is manufacturer coupons that are located new the product in the aisles and anyone can have them.
27.  WAGS- Walgreens Drugstore
28.  WYB- When You Buy an item that is on sale or coupons require a purchase of multiple items in a purchase.
The following were previously discussed in the post “Where do I find the coupons at?” Feel free to go back and review that post.
1.  CAT-Catalina
2.  ECS-eCoupons
3.  PE-Peelie

If you have any questions, feel free to ask.  Remember to share and like. 

 

10 Couponing Mistakes that I made Starting off

Mastering the art of using coupons means understanding how they work, where they’re accepted and how to multiply the value of them. Couponing can save you money and it can cost you money if you are not using the coupons correctly. If you aren’t careful you can spend more money than anticipated. I’m going to cover the mistakes that I made starting off with couponing.

1.  Are you familiar with the store policy? Not being familiar with the store policy is a very common mistake that is made when couponing. Before you go out you need to make sure that you know the store coupon policy. Harris Teeter and Lowes Food offer double coupons which can lead you to more savings.

2.  Underestimating the values of being organized. Organization is key to couponing when you are trying to save money. If you are clipping a lot of coupons and can’t find them what’s the point of clipping them. Make sure you keep your coupons in an accessible binder, envelope or accordion file, etc.

3.  Shopping without a list is never good. Having a list is essential to your shopping trip you would need to make sure you are planning the trip and have the coupons readily available for you. When I shop with no list I spend way more than when I plan the trip. Also, if I go to the store with no list I just pick up any items and put them in the cart. I always shop with a list and don’t purchase anything unless I have a coupon for it. Find a way to store your list so that you have it available when shopping you may want to email it yourself and view it on your smartphone.

4.  Failing to compare prices between the different stores. You will need to make sure that you are aware of what the other stores are charging for the different items that are on your shopping list. Always browse the ads weekly to see what store has the best deal for you.

5.  Failing to make sure that all your coupons have scanned. Always check your receipt before leaving the store. When I write my list out I always write at the both of my lists how many coupons of each type I will be using so that I can compare it to my receipt. Sometimes the cashier may overlook a coupon or fail to scan a coupon, so you must make sure that you are aware of how many coupons that should have been scanned and the value of them. IMG_0746

6.  Not using a coupon when the item is on sale. It’s often that people do not maximize their savings when they see a sale price. In my option, a sale item with a coupon is the best way to go it will guarantee you a better deal.

7.  Not using the store loyalty card. Most all stores have some type of loyalty card that you can use. The loyalty card can be combined with your store and manufactured coupons. For example, CVS offers coupons through the ExtraCare rewards program that can be paired up with store coupons and manufacturer coupons which will create triple the savings.

8.  Overlooking the expiration date. All coupons come with expiration dates you need to make sure that you always check the expiration date before going to the store. Weekly store ads, coupon websites and magazine coupons you may have the same coupon in value but different expiration dates on it.

9.  Forgetting to stack coupons. Target, Walgreens, and CVS allow you to stack coupons which means you can use one manufacturer’s coupon and the store coupon together.

10.  Not understanding couponing lingo. Knowing the lingo will help you to know what others are talking about in couponing groups, classes, and blogs. For instance, you will see lingo such as B1G1 is Buy one, get one Free or EB is Extrabucks which is only used when referring to CVS.

These were the mistakes that I made while being couponing that no one told me about. Use my mistakes to make sure you are well prepared as you begin this couponing journey.

Thanks for reading, remember to like and share.

 

Learn The Stores Coupon Policy

It is very important for you to know the coupon policy at your local stores so that you can save money! Knowing the coupon policies for each store will be very beneficial to you so that you are able to maximize your savings. Making sure you are familiar with each store coupon policy will save you trouble, in the long run, you want be confused or embarrassed when you checkout. Every store has a different coupon policy so you would need to remember some keep things such as:

  • How many coupons does the store accept?
  • How many like coupons will the store accept?
  • Does the store double coupons? If so up to what value?
  • Do the store accept competitor coupons?

Most stores have their coupon policy online for you to view and print off if you need to. The coupon policy is generally found in the customer service section on the store’s website. There is also an alternative method to receive the coupon policy you can request it by emailing the customer service department and they can either mail it to you or email it to you.

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After locating the coupon policy you should look for the following things and become familiar with them.

  • Look for what kind of coupons the store accepts? Printable coupons, digital coupons, Upromise, SavingStar or competitors coupons, etc.
  • Do the store accept printable coupons for a free product? If there is a sale on for a Buy one get one free can you use a coupon per item or can you only use the coupon for the item you are paying for?
  • Are there maximum values of the coupon that the store will accept? Some stores have the policy to were they will only accept coupons with a value of $5 or less.
  • Does the store double or triple coupons? If so is it daily or certain days? If yes what are the maximum values that they double or triple?
  • Do the store allow overage on coupons or not?
  • Do the store do price match if you bring in an advertisement?

Make sure you go to the websites of the stores in your area that you could possibly coupon at and look at the coupon policy.  I recommend that you print out the coupon policy for all of the stores that you will be shopping at and keeping them with you when you are shopping. it is very often times that store employees are not notified when a policy change is made, and having the policy in your hand can often be useful. This information is very important for you to be successful at couponing and saving money. Knowing the coupon policy at your local stores will help you to maximize your savings!

Looking for more helpful tips on couponing? Make sure you like, follow, comment and subscribe SELRES_8066b94e-6c3a-4118-a3c6-921a130d05c5SELRES_75553a9e-25ea-403b-86d8-49633a68349bSELRES_5e36e9f5-fc70-46d4-8535-932326014cbfSELRES_82971409-9e65-4905-9b64-b23ad3ea86c5SELRES_72f04778-61ae-4e58-994c-25b702c168edCouponing101.comSELRES_72f04778-61ae-4e58-994c-25b702c168edSELRES_82971409-9e65-4905-9b64-b23ad3ea86c5SELRES_5e36e9f5-fc70-46d4-8535-932326014cbfSELRES_75553a9e-25ea-403b-86d8-49633a68349bSELRES_8066b94e-6c3a-4118-a3c6-921a130d05c5.

How to organize your coupons?

Once you have accrued a stockpile of coupons you have to get them organized in a way that is easy for you. I have tried several different ways to organize my coupons until I found what works best for me. Keep in mind when organizing coupons, you have to make it easily accessible, simple to view and portable. When organizing coupons, you are trying to save time and money, so you would need to make sure you are efficiently organizing them.

Organizing your coupons

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1.       Use something that you have around the house that will cost you nothing. Keep it simple such as a zip lock back and paper clip your coupons together. If the zip lock isn’t your style, then you can use a shoebox and place them in there.

2.       I used an old photo album to begin with and found it easy to manage but once I started getting more and more coupons it became hard to manage and time consuming for me to sort them and put them in the photo album.

3.       A large accordion file is another way that you can store your coupons. The accordion does come with sections and labels that can be placed on the tabs the way you prefer to sort them.

4.       Then there is the binder which is what I currently use for my coupons. I used a binder that I had around the house and then had to invest in a 3’ binder to ensure I had enough space. When making a purchase of the binder I found it more convenient to get the binder with the zipper and a strap it is much easier to tote around. I don’t lose coupons if I pick it up the wrong way or if I even drop it everything is still in place. In my binder I use the printable pages in the sleeves and trading card pages which I purchased from Amazon.com you will find the links under online deals. You can use the dividers and label it yourself if you don’t want to use the printable pages.

Sorting your coupons

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1.       Sort them by category you can have any categories that you choose.  You can sort by aisle, product type, or how often you buy the products. I use the system by the type of product and sort my coupons and file them that way.  Example baby, beverages, cleaning products and etc.

2.       Sort them by store I wouldn’t recommend this method because you don’t usually get many store coupons that will require you to make there on section. I get store coupons and use them immediately because they are based off the purchases that I made.

3.        Alphabetically order you can sort them by the brand name or by the product name.

4.       Expiration date this is a good way to sort coupons if you want to use all the coupons before they have expired.

5.       Lastly you can either chose to clip the coupons or not to clip the coupons. There are pros and cons to this method. A pro would be that you want be clipping coupons that you aren’t going to use. But now the cons is that this very time consuming.  You can over look coupons and miss out on deals. You will spend more time cutting and going through coupons that you would shopping. You will be carrying around a lot of coupon inserts if you don’t cut and sort before the shopping trip.  Expirations  tend to vary so you will be holding some inserts for months at a time.

Maintain your system

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1.       Make sure you are cleaning out the expired coupon so that your binder want be overflowing with expired coupons. You can send the expired coupons to the troops they can use the coupons up to six months after they have expired.

2.       Grocery store prices would need to be written down with the products that you use most often. You can compare the regular price to the sale price to see if they are even offering good deals or not on the items.

3.       Put all store coupons in the same section so that they are together and are not mixed in with your manufacturer coupons.

Thanks for reading, remember to like and share.

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And The Award Goes To

 

Thank you to lavandamichelle for awarding the Liebster to me! (displayed above) I love her blog and definitely thrilled that she thought I deserve this award. Thank you to my family, friends, and followers as well for being a wonderful support system.

The rules for The Liebster Award are:

  • Acknowledge the blog(s) that gave it to you and display the award
  • Answer the 11 questions that the blogger gives you
  • Give 11 random facts about yourself
  • Nominate 11 blogs and notify them of their nomination
  • Give these blogs 11 questions to answer

Here are my answers to the 11 questions:

  1. If you could take a vacation anywhere in the world, where would it be?  Paris, France
  2. What is your favorite food to eat? Loaded Baked Potato
  3. What advice would you give your younger self if you could go back in time ten years? Finish college while you young
  4. What would be the first thing you’d do if you won the lottery? Payoff all my debts
  5. Night owl or early bird? Night owl
  6. What superpower would you like to have?  Time traveling
  7. Your favorite way to relax? Listen to music and write a journal entry
  8. eBook or the printed book or audiobook or no books at all? Printed books
  9. What four words would you use to describe yourself? Blessed, Thankful, Grateful and Educated
  10. Who is the most influential person in your life? My mother.
  11. Do you make resolutions? If yes, what is your top resolution for 2018? Building a relationships with God and finding a church home.

11 Random Facts:

  1. I have lost 91 pounds and counting.
  2. I like lifting weights.
  3. I have been to the Bahamas twice.
  4. I’m the proud owner of a 2018 Chevrolet Malibu.
  5. I’m allergy to pollen.
  6. I love to bake cakes.
  7. I love going to Bible Study.
  8. I love the beach and can’t not swim.
  9. I love listening to Blues.
  10. I have a Associate’s Degree in Business Administration.
  11. I’m a Military brat.

 

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The 11 blogs I am nominating you and I leave it up to you to continue the Liebster – not mandatory 

  1. Lavonda at lavandamichelle
  2. Be YouNique at http://40plusfindingpurpose.wordpress.com/
  3. Tiffany at The Mrs Tee 
  4. Joan at   A Beauty, Food, and Lifestyle blog
  5. Claire at Claire Santiago
  6. Nina at Nina Bashaw Photography
  7. Amber at  The Suburban Socialite
  8. Tara at Mom Knows Best
  9. Mary at I Fill Life
  10. Dee Jackson at lifestyle blog
  11. Karina at Lovemade Handmade

My questions for them (borrowed shamelessly from lavandamichelle  :

  1. If you could take a vacation anywhere in the world, where would it be?
  2. What is your favorite food to eat?
  3. What advice would you give your younger self if you could go back in time ten years?
  4. What would be the first thing you’d do if you won the lottery?
  5. Night owl or early bird?
  6. What superpower would you like to have?
  7. Your favorite way to relax?
  8. eBook or the printed book or audiobook or no books at all?
  9. What four words would you use to describe yourself?
  10. Who is the most influential person in your life?
  11. Do you make resolutions? If yes, what is your top resolution for 2018?

Have you ever won an award? What is a random fact about you? Please share in the comments below. We really would love to know.

Until next time, shine amongst the stars!

‘This post may contain affiliate links’

Where do I find the coupons at?

 

1. Newspapers: Every Sunday there are coupons that come out in the paper. You can pick up a Sunday newspaper from the Dollar Tree for just a dollar. Make sure if you go there you go early because people be lined up out there to get the newspaper and it’s a limit of three in my area.

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2. Midweek Values: Are coupons that come in the mail weekly and have the coupons that will appear in the next Sundays paper.

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3. Store Flyers: The store flyers are usually sitting right by the down when you come inside the store. Make sure you are looking out for the flyers coupons are in there as well and the expiration could be longer than just that week’s sale.

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4. Printable Coupons: These are the website that you go on and the print your coupons off. These are the ones that I currently use there are several others that are available.
Coupons.com
Pgeveryday.com
Redplum.com

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5. eCoupons: Are coupons that you can load directly onto your store card. These are sites that you may already be using but are not familiar with all the services that are offered.
Upromise.com
Pgeveryday.com (Digital brandSaver Coupons)

6. Organic Coupons: Organic coupons are either mailed or can be loaded to your store card. Earthbound Farm, Seventh Generation, Morning Star Farms Newman’s Own Organic, Back to Nature Food and etc

7. All You Magazine: $150+ worth of coupons come out in this magazine each month. They are sold at Walmart or you can get a subscription to the magazine.

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8. Blinkies: Are in the grocery stores and they are in the aisle with the red blinking light that hands out the coupons.IMG_0758

9. Catalina Coupons: Are those extra strips of paper that you get with your receipt when making a purchase those are Catalina coupons and can be very valuable.

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10. Peelies: Everyone has seen a peelie they are the sticking to a product that you may purchase.

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11. Store websites: Always check the store websites and see if they are offering anything on their site that you may be able to download or print off for in-store use.

12. Store App: Can download the app or either login from your computer and add the digital coupons to your account.

13. Companies will send you coupons if email them or write them a letter expressing interest in trying their products.

Remember to like and share.

So now your wondering how do I get started?

I’m glad you asked let me explain to you the process. To begin you would need to obtain a Free membership from all your local drug stores and grocery store. This can be done either in the store or online at the stores website. For those of you who don’t know I’m referring to the little keychain cards that the cashiers are always promoting. There is no additional charge it is absolutely Free. The process of saving money starts with taking advantage of the free membership cards. The store prices are often different for membership card holder’s verses non-card holders.  Some stores don’t offer a membership card by they have smart coupons. I know you’re thinking what is a smart coupon? Stores such as Family Dollar and Dollar General offer smart coupons you would have to create an account online with the store using your phone number. You would then login into the account and clip the smart coupons. Once you have clipped the smart coupons and you go to the store you would then enter your phone number at check out and whatever coupons you clipped will automatic come off your total at the register thereby reducing your out of pocket cost. img_0731.jpg

You can also download apps for the stores and have them on your phone. I personally shop at several different stores, but I don’t have all the apps on my phone. I only have the apps for the stores that I go to the most. It is very convenient to have them handy while in the store in case you need to check to see a coupon is on the app. If you don’t add them to your phone I suggest you download all the coupons to your card or either, make sure you are planning your couponing trips so they will already be added to your card upon arrival at the store.

If you are app savvy, there are some apps that can be downloaded to help you with this process. I have just listed the ones that I use and have been the most successful with using. There are several others that are out there for you to use.

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1.  Ibotta: http://ibotta.com/r/tvkea This app is used for cash back on items that you purchase you would select the items that you purchased. Then scan the barcode on the item and once it has been accepted you will scan the receipt on the app and it will process and give you cash back. The cash can only be cashed out when you reach $20 you can either get the cash or get a gift card to the different place. If you are an internet shopper you can also save money when you purchase items through the app it gives you cash back off the items that are being purchased. 

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2.    Checkout51: This app is used for cash back on items that you purchase you would select the items that you purchased. Then you will scan the receipt on the app and it will process and give you cash back. The cash can only be cashed out when you reach $20. 

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3.    Coupons.com: Provides you with coupons that can be printed off. You are allowed to print the coupon twice. You can also clip coupons to your account, but it must be done before your shopping trip in order to receive the cash back. You would then scan your receipt with your phone and a cash back rebate will be given to you that can be sent to your Paypal account.

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4.    Flipp: Is app that provides you with the weekly flyer deals and coupons for the item. You can also add your reward cards to the app and click coupons here to use while shopping.

If you have any questions, feel free to ask. Remember to share and like.

 

How much time will it take to coupon? Where do I find the time?

 

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It has been my personal experience that I set aside a time frame to coupon. When choosing a time frame to coupon make sure it is when you are able to concentrate, focus and make sure there are no distractions. It won’t take you long when you are able to concentration on your couponing. I allow myself 2 hours a week for couponing. I grab the newspaper on Sunday and I go home and clip the coupons.

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While clipping coupons, I organize them in my binder as I clip them.  Then I look for the sales for the week and write out my list and separate the coupons, so I can prepare for my shopping trip.  I always plan my trip so that I can go in the store and get the items that are on my list quickly. I do take my binder in the store just in case there is a unannounced sale that is going on and I need to check it out. But for the most part if it’s not on my list I don’t purchase it unless it is a really good deal that I see. I make time to go shopping early morning or late night when there is little to no people in the store. When I shop I find it easy to get in and out the store with no problems at those specific times. I suggest as a beginner to try all different times until you find which time frame works best for you.

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Remember when you are allotting time to couponing think of it as the equivalent of how much you are making per hour with what you are saving. So, for example I planned my shopping trip and went shopping for 2 hours today and I saved $85.39 with a total of 99% savings value. So therefore, I look at as a job and I made $42.69 per hour.

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Thanks for reading, remember to share, like and comment.

 

 

Do you need to save money? Are you looking to keep extra money in your pocket?

Money

If you answered “Yes” to any one of those questions you are in the right place.  Now during these hard economic times, it is the time perfect for you to learn to save money. Learning to coupon will help you to save money. Saving money can include anything from saving money on filling up your car with gas, buying groceries, eating out, or even on the latest fashion. Sometimes it can seem overwhelming that you have more bills than money but after learning to coupon you can expect an overflow of extra cash.   Let’s start saving money with Couponing 1 on 1.

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First Blog Post

This is my very first post on my blog. I am super excited about starting a blog. This is something that I have always wanted to do but never had the courage or confidence in myself to do so. But this time when I thought about it, it was no doubt in my mind that my niche is couponing. I love couponing it is so therapeutic for me. I coupon because I love to save money, I help my family out, I donate and do a lot of giveaways with the items.

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Over the years I have come to the conclusion why pay full price when you can get it for a few cents or even free. I have a list of items that I will never pay anything for such as toothpaste, laundry detergent, dish washing liquid, Kleenex, hand soap, deodorant and shaving cream. If I’m able to get the item for free one time then I will make sure that every time after that purchase I will ensure that I only get it when its free.

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On a daily basis I find myself always helping people learn to coupon, supplying them with coupons even doing one on one shopping trips and also coming up with the best deals for people to do.  I enjoy helping people out because I want to see everyone saving money. I like to see peoples reaction after there first couponing trip and they see what they have saved. Seeing those reactions and hearing about those successful couponing trips warms my heart and keep me motivated to help others learn the process.

I motivate people to get into couponing because I know what it has done for me. I’m able to share my experiences whether its good or bad with learning to coupon.

Just this past year I saved a lot of money and I was able to go on vacation twice and had plenty of spending money while on vacation.  I was also able to save on my trip as well. So for this year I look forward to adding in a third vacation with all my savings. Couponing and saving money has me living like I’m rich.

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Thank you for reading my blog. Be sure to share and like.  Comment below on any experiences you have had with couponing. Even comment on why you want to learn to coupon.

 

More about CVS

CVS Beauty Club:

CVS Beauty Club is a very easy way to earn rewards for the things that you are purchasing. All you are required to do is spend $30.00 on any qualifying Beauty items at CVS you will then earn a $3.00 Extrabucks that can be applied to any future purchase.  Beauty items that qualify are hair care, cosmetics, facial care, skin care, hair appliances, hair accessories, fragrances, and hosiery. It excludes items trial and travel sizes, gift cards and prescriptions. The following items vary as counting toward Beauty club razors, shaving cream, deodorant, some men’s body wash and sunscreen.  You don’t have to spend $30.00 all in one transaction it can over several transactions to meet the total amount spend out of pocket.  You will not receive the rewards right away. After making a qualifying purchase it can take up to 48 hours to apply to your account. Once it shows on your account you have the option to print it at the in store kiosk or upload it your card from the CVS App. You will also receive a $3.00 Extrabucks each year on your birthday but you have to add your birthday to your online profile.

CVS App Coupons:

Make sure you download the CVS App so that you can take advantage of the mobile coupons that are offered on the app. When downloading the app make sure you connect your Extracare account with your mobile device and you will receive customized digital coupons that can be downloaded and used at checkout. Always check My Deals and Rewards on the app to see what deals are available for your.

Extracare Coupon Center:  

The Extracare Coupon Center, which is located in CVS store it is the red kiosks you find in the store. Once you locate the machine in the store your can scan your Extracare card every time you shop. You will receive personalize coupons from the machine and you will also receive other deals that are being offered. Each week I will post about coupons and deals that are reporting weekly. Coupons will vary by the customers so you may or may not get the same coupons that everyone else gets.

Thanks for reading stay tuned weekly for the deals each week.